Using Machine learning to improve Payment Authorization Rates

2 · PayPal · Oct. 8, 2021, 9:50 p.m.
Using Machine Learning to Improve Payment Authorization RateWhen our customers make purchases with credit or debit cards in their PayPal wallet, we send the payment details through card networks to card issuing banks for payment authorization. During this process, payments can be declined by the issuing banks for various reasons, such as the card: exceeding its credit limit, not having enough balance, being reported as stolen, or outdated information(see here for more information regarding issue...