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Have you received your stimulus check yet? If not, you’re not alone — tens of millions of Americans have not received theirs either. Whether you’re diligently waiting for the mailman or refreshing the Get My Payment tool on the IRS website, one thing is clear: payments are difficult, even for the most powerful institutions in the world.While that example ignores the complexities involved with large, bureaucratic organisms, it forces us to ask: why are payments this hard in 2020?Yes, we have Venm...