Pluralistic: Apple's robo-repo (25 Jul 2026)

The blog post critiques the lending practices that profit from the financial insecurity of poorer individuals, exploring the mechanisms and technologies that enable predatory lending and repossession. It illustrates how companies, particularly Apple, are moving towards increasingly exploitative practices through digital technology in order to maximize profits while minimizing risks associated with lending. The piece also highlights historical and contemporary examples of how these systems are designed to maintain a regressive financial structure that favors the wealthy while harming vulnerable populations.