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In recent years, Identity and Access Management has gained importance within technology industries as attackers continue to target large corporations in order to gain access to private data and services. To address this issue, the Grab Identity team has been using a 6-digit PIN to authenticate a user during a sensitive transaction such as accessing a GrabPay Wallet. We also use SMS one-time passwords (OTPs) to log a user into the application. We look at existing mechanisms that Grab uses to auth...